Inform us concerning the unsecured loan you want, then offer us with a few facts about your self along with your funds

Inform us concerning the unsecured loan you want, then offer us with a few facts about your self along with your funds

Borrow as much as $50,000 unsecured

Personalised prices from 6.99% ?(contrast price 7.79% )?

Our latest prizes

Just how can we assist?

Or choose another loan function

Just how to apply online

Step one. Get to know you

Step 2. Get your loan offer

We’ll present a detail by detail loan offer along with your interest rate, borrowing limit and repayments so that you can accept.

Step 3. Get your hard earned money

Once you accept your estimate and supply some last details, many people get their funds within a day.

That which we provide

$2K – $50K

Loan restrictions

3 or five years

Loan terms

$275 or $575

Establishment charge

Early payment cost

  • All loans are unsecured
  • Prices from 6.99per cent – 25.69% p.a. ? (comparison price 7.79% – 26.65% p.a. ?)
  • Your price is fixed for the lifetime of the mortgage
  • It is possible to repay regular, fortnightly or month-to-month
  • Establishment cost of $275 for loans under $5,000 ?
  • Establishment charge of $575 for loans $5,000 and over ?
  • No account that is monthly costs

A reasonable and easy unsecured loan

If usage of money is keeping you right straight straight straight back, we’re here to aid

A lot more than that loan

Behind the scenes is an amiable and devoted group prepared to answr fully your concerns which help you finance your aims with an on-line loan.

Personalised prices

Obtain a reasonable interest that’s personalised to you personally. Everybody’s needs are very different, which is the reason why you’ll get an interest rate centered on your circumstances – not everybody else’s.

Simplified borrowing

Our 100per cent online procedure allows you to use for that loan when, anywhere. Our rates of interest and costs are really simple to realize, so you won’t have shocks.

Fast personal bank loan estimate

Make use of our loan that is personal calculator get a fast estimate regarding the prices and repayments to anticipate for the online loan.

Common loan that is personal

That is Harmoney?

Harmoney established in 2014 as NZ’s first licensed peer-to-peer personal bank loan provider. Ever since then, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and brand brand brand brand New Zealand (March 2020).

Today, we investment loans more usually, but our focus continues to be the same: to really make the borrowing experience fairer, faster and much more available also to take away the inconvenience, awkwardness and doubt related to old-fashioned borrowing.

Our function is always to assist and motivate visitors to attain their objectives through financial loans which are friendly, reasonable and easy to utilize. We all know that usage of cash during the time that is right make a large huge difference and now we think accountable financing is a must for helping people embrace the opportunities that life gifts.

Is really a loan that is personal for paying down personal credit card debt?

An loan that is online the type of a debt consolidation reduction loan may be a good way to repay credit debt along with other debts, however it’s perhaps perhaps maybe not suited to everybody else.

Why make use of loan that is personal of expanding my home loan?

Today, low interest for mortgages makes it tempting to boost home financing with additional financial obligation to save lots of you interest fees. It’s an alternative that’s worth taking into consideration when you yourself have equity, nonetheless it can occasionally turn out to be more expensive over time.

We’ve written concerning the benefits and drawbacks of expanding your home loan, that will help you make a decision that is informed handling financial obligation:

So what can i personally use a loan that is personal?

Harmoney loans that are online extremely versatile and will be employed to fund most situations you need to.

Debt consolidation reduction, house improvements and renovations and car lease are popular factors why individuals submit an application for a unsecured loan. We additionally provide wedding loans, training loans and loans that are personal medical costs, home products, travel and vacations and much more.

If cash and finances are keeping you straight straight back from reaching the things you need in life, speak to us regarding how a unsecured loan could help.

Am I going to be eligible for a Harmoney loan?

In brand brand New Zealand – to use for a loan that is personal want to:

  • Be 18 years or older
  • Be A permanent Resident or brand brand brand brand New Zealand resident
  • Be making a stable earnings