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Brenda Woods didn’t would you like to go and leave the yard she had tended for 40 years. Nevertheless the roof had been falling in. And her bank would give her and n’t her spouse Larry that loan to get an upgraded house.

Brenda’s nevertheless tending her garden, however, because of a second-chance loan through the brand New Hampshire Community Loan Fund-a Community developing lender (CDFI). It let the Woods exchange their property by having a brand new, safe, affordable, energy-efficient manufactured house.

Almost 700 families financed houses through the Community Loan Fund, which won a $5.5 million honor through the Water Wells Fargo WFC, +3.59% NEXT Awards for Opportunity Finance. The honor had been for expansion of a financing that is innovative for produced housing mortgage loans. The THEN Awards recognize revolutionary CDFIs that responsibly serve low-income and low-wealth individuals and communities.

Community developing banking institutions, including banking institutions, credit unions, loan and endeavor funds, are making second-chance loans where other people may worry to tread.Read More »MarketWatch web web Site Logo a web link that brings you back again to the website.